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Every payment. One platform.

Take online, terminal and Tap to Pay payments, collect deposits, split tenders, invoice, refund, apply store credit and route funds to connected accounts. Every payment stays linked to the order or booking it belongs to.

Stripe-powered, hospitality-built.

Tiquo on iPad, choosing how a guest pays: directly, split or added to their booking, by Tap to Pay, cash, card terminal or card on file

Every way customers want to pay.

Accept major cards and supported digital wallets online, on connected terminals and with Tap to Pay on iPhone. Available methods vary by country, currency and connected Stripe account.

  • Visa
  • Mastercard
  • American Express
  • Apple Pay
  • Google Pay

Revenue-protecting deposits.

Collect deposits or partial payments to reduce no-shows and secure revenue. Set rules by service, season or customer type.

Automatic reconciliation, zero spreadsheets.

Tiquo matches each payment to its order automatically. Bookings, orders, payments, memberships and loyalty share the same records, so there's less to match between systems.

Stripe-powered security.

Stripe is a PCI DSS Level 1 service provider. Tiquo uses Stripe-hosted or tokenised collection, so full card details are not stored by Tiquo.

Faster payments, fewer headaches.

reduction in time spent on reconciliation
Up to90%
fewer no-shows when deposits are used
Up to50%
faster settlement to your bank account
Up to2 days

Invoices that send themselves.

Order #7K2Q9F

CompletedPending

Amelia Hart · Oct 16, 2026, 11:40 AM

Deep tissue massage · 60 min
1 × £85.00
£85.00
Signature facial · 75 min
1 × £95.00
£95.00
Body oil
1 × £24.00
£24.00
Subtotal£204.00
VAT (included)£34.00
Total£204.00
Payment Information
Payment Status
Pending
Payment Method
–
Payment Date
–
Amount
£204.00

Send professional invoices after services or on a schedule without manual effort.

Pay-by-link for instant payments.

Each invoice includes a secure payment link so customers can pay directly from their email.

Automated reminders that get you paid.

Set reminders for overdue invoices to improve cash flow without chasing payments.

Stored credit, spent at checkout.

Give customers and companies a stored balance they can use across eligible products, services, bookings and memberships, with every load, redemption, adjustment and refund tracked in Tiquo.

Store Credit

Credit Balance

£190.00

All sub-locations

Last activity

14 Oct

-£85.00Redeemed
14 Oct
+£25.00Refund
6 Oct
+£50.00Issuance
2 Oct
+£200.00Issuance
18 Sept

Credit Balance

£40.00

Harbour House / Spa

Last activity

1 Oct

  1. Wallet top-ups.

    Customers preload value by card, bank transfer, invoice or other supported payment methods, at checkout or through a wallet top-up flow.

  2. Credit packages and bonuses.

    Sell credit packages, or issue credits, bonuses and incentives directly into a customer's or company's balance.

  3. Balance rules and expiry.

    Configure how balance can be used, when it expires, and what services it applies to.

  4. Applied at checkout.

    Balance is applied at checkout for bookings, classes, services, products or packages, alongside card payments, deposits, invoices and split payments.

  5. Scan a QR code, pay from balance.

    Scan a member ID QR code to bring up the customer, apply some or all of their balance and take the rest by card or cash.

  6. Reconciled automatically.

    Every load, redemption, adjustment and refund flows into reporting without manual matching, and customers can check their balance and activity from their profile or portal.

Built for hospitality.

Split payments made simple.

Allow guests to split payments across multiple cards or methods, ideal for groups and events.

Saved cards for returning guests.

Secure tokenization enables faster checkout for repeat customers, with cards stored safely via Stripe.

Real-time revenue insights.

Live dashboards show revenue, refunds and outstanding balances, ready to export when needed.

FAQ

Faster payments, fewer headaches.

© 2026 Tiquo. "Tiquo" and the Tiquo logo are registered trademarks of Tiquo Ltd.

GDPR · CCPA · PCI DSS · ICO · Cyber Essentials Certified · EU–US DPF · SOC 2 Type II (in progress) · ISO 27001 (in progress)

Security & Operational

  • 99.99% SLA Uptime
  • AES-256 encryption at rest
  • TLS 1.3 in transit
  • AES-256 / TLS 1.3
  • Perfect Forward Secrecy (PFS)
  • HTTP Strict Transport Security (HSTS)
  • 99.999999999% (11 nines) data durability
  • Automated backups
  • DDoS protection
  • Web Application Firewall (WAF)
  • Zero Trust posture
  • Role-Based Access Control (RBAC)
  • Principle of Least Privilege
  • Secret scanning in CI
  • SBOM generation
  • Dependency supply-chain controls
  • 24/7 infrastructure monitoring
  • GDPR Article 22 safeguards
  • Data Protection Impact Assessments (DPIAs)
  • Records of Processing Activities (ROPA)
  • SAML 2.0 SSO
  • EASIE SSO
  • OAuth 2.0 / OpenID Connect (OIDC)
  • SCIM 2.0 provisioning
  • MFA / 2FA enforcement
  • Responsible disclosure / bug bounty programme

Privacy, Data Protection & Statutory Obligations

  • ICO Registered
  • UK Modern Slavery Act 2015 compliant
  • UK Public Interest Disclosure Act 1998 compliant
  • EU Article 27 Representative appointed (Paris, France)
  • Swiss FADP Article 14 Representative appointed
  • UK GDPR compliant
  • EU GDPR/DSGVO compliant
  • UK Data Protection Act 2018 compliant
  • Swiss revFADP compliant
  • CCPA / CPRA compliant (California)
  • VCDPA compliant (Virginia)
  • CPA compliant (Colorado)
  • CTDPA compliant (Connecticut)
  • TDPSA compliant (Texas)
  • OCPA compliant (Oregon)
  • MCDPA compliant (Montana)
  • FDBR compliant (Florida)
  • ICDPA compliant (Iowa)
  • ICDPA compliant (Indiana)
  • TIPA compliant (Tennessee)
  • DPDPA compliant (Delaware)
  • NJDPA compliant (New Jersey)
  • NHDPA compliant (New Hampshire)
  • NDPA compliant (Nebraska)
  • MCDPA compliant (Minnesota)
  • MODPA compliant (Maryland)
  • KCDPA compliant (Kentucky)
  • RIDTPPA compliant (Rhode Island)
  • Canada PIPEDA compliant
  • Quebec Law 25 compliant
  • Alberta PIPA compliant
  • British Columbia PIPA compliant
  • Singapore PDPA compliant
  • Hong Kong PDPO compliant
  • Brazil LGPD compliant
  • Japan APPI compliant
  • Australia Privacy Act / APPs compliant
  • India DPDPA 2023 compliant
  • Thailand PDPA compliant
  • Malaysia PDPA 2010 (as amended 2024) compliant
  • New Zealand Privacy Act 2020 compliant
  • South Africa POPIA compliant
  • UAE PDPL compliant
  • Mexico LFPDPPP compliant
  • Kenya Data Protection Act 2019 compliant
  • Ghana Data Protection Act 2012 compliant
  • Nigeria NDPA 2023 compliant
  • Indonesia PDP Law 2022 compliant
  • Philippines Data Privacy Act 2012 compliant

Global Fiscal & E-Invoicing

  • EN 16931 - EU e-invoicing core standard
  • UBL 2.1 - Universal Business Language
  • Austria - RKSV
  • Belgium - Peppol BIS 3.0 (B2B)
  • Czechia - fiscalization
  • Croatia - Fiscalization 2.0
  • Denmark - Peppol BIS 3.0 (B2B)
  • France - NF525 / LNE / Infocert, Factur-X / PDP, E-Reporting
  • Germany - KassenSichV / TSE, DSFinV-K, GoBD, E-Rechnung B2B (XRechnung / ZUGFeRD)
  • Hungary - Online Szamla
  • Italy - Scontrino, FatturaPA (via SDI)
  • Lithuania - i.SAF / i.MAS
  • Norway - Peppol BIS 3.0 (B2B), SAF-T
  • Poland - KSeF
  • Portugal - ATCUD/QR, SAF-T PT
  • Slovakia - eKasa
  • Slovenia - fiscalization (davcno potrjevanje)
  • Spain - FacturaE, SII, VeriFactu, TicketBAI
  • Sweden - SKVFS (certified cash registers)
  • Argentina - ARCA (Q4 2026)
  • Australia - Peppol PINT A-NZ (Q4 2026)
  • Brazil - NFe, NFCe, NFSe (Q4 2026)
  • Chile - SII Chile (Q4 2026)
  • Colombia - DIAN (Q4 2026)
  • Finland - Finvoice, TEAPPSXML (Q4 2026)
  • Japan - JP PINT (Peppol) (Q3 2026)
  • Malaysia - Peppol Malaysia (Q4 2026)
  • Mexico - CFDI (Q4 2026)
  • New Zealand - Peppol PINT A-NZ (Q4 2026)
  • Peru - SUNAT (Q4 2026)
  • Romania - Peppol (RO e-invoice) (Q4 2026)
  • Saudi Arabia - ZATCA (Q4 2026)
  • Singapore - Peppol BIS 3.0 (Q4 2026)
  • United Arab Emirates - Peppol (5C) (Q4 2026)

Standards & Frameworks

  • Cyber Essentials Certified
  • SOC 2 Type II - audit in progress
  • ISO/IEC 27001 - audit in progress
  • NIST Cybersecurity Framework - aligned
  • NIST Privacy Framework - aligned
  • NIST SP 800-53 / 800-63 / 800-63B - aligned
  • NIST AI Risk Management Framework - aligned
  • CIS Critical Security Controls / CIS Benchmarks - aligned
  • OWASP ASVS & OWASP Top Ten - aligned
  • ISO 25010 (quality) - aligned
  • ISO 31000 (risk) - aligned
  • ITIL - aligned
  • W3C Web Standards - aligned
  • OpenAPI Standard - aligned
  • DevSecOps practices - aligned
  • ePrivacy Directive - aligned
  • EU Whistleblowing Directive (2019/1937) - aligned

Payments Compliance

  • PCI DSS Level 1
  • PSD2 / Strong Customer Authentication
  • 3D Secure (3DS)
  • EMVCo Level 1 & 2
  • AML / KYC controls
  • Sanctions screening (OFAC, UN, EU, HMT)

International Data Transfer Mechanisms

  • EU-US Data Privacy Framework
  • EU Standard Contractual Clauses (Decision 2021/914) - Modules 2 & 3
  • UK International Data Transfer Agreement (IDTA) + ICO Addendum
  • Swiss FDPIC-recognised transfer mechanisms
  • APEC Cross-Border Privacy Rules (CBPR)

Accessibility Compliance

  • ADA (Americans with Disabilities Act) - aligned
  • European Accessibility Act (EAA) 2025 - aligned
  • WCAG 2.2 - aligned
  • EN 301 549 - aligned
  • WAI-ARIA - aligned

A single platform for hotels, spas, classes, events, restaurants, and more.

Tiquo Ltd
London, UK

LinkedInTop Performer Spring

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