The smartest way
to get paid.
Digital wallets, stored credits, and seamless payments. Guests pay faster, spend more, and keep coming back.
A single platform for hotels, spas, classes, events, restaurants, and more.
Pay, earn, repeat.
Instant checkout, zero friction.
Guests pay in seconds with stored credits. No card fumbling, no waiting for authorization. Just scan, tap, done.
Pre-loaded funds, guaranteed revenue.
Credits are paid upfront, improving your cash flow and eliminating chargebacks. Money in the bank before services are rendered.
Incentivize bigger top-ups.
Offer bonus credits for larger deposits. "Add £100, get £110" drives larger commitments and locks in customer loyalty.
Reduce processing fees by 60%.
One card transaction to load the wallet, unlimited internal transfers. Dramatically cut your payment processing costs.
More revenue. Lower costs.
higher spend from wallet users vs card payments1
reduction in payment processing fees2
increase in repeat visit frequency3
Complete control over credits.
Flexible credit packages.
Create unlimited credit bundles with custom bonus amounts, validity periods, and usage rules. Design packages that drive the behavior you want.
Auto top-up for VIPs.
Let members set automatic refills when balance drops below a threshold. Seamless experience for your best customers—and steady cash flow for you.
Gifting and transfers.
Enable members to gift credits to friends or transfer between family accounts. Turn your wallet into a shareable, viral payment method.
Payments guests actually love.
QR code payments.
Guests scan a QR code, confirm the amount, and pay instantly from their wallet. No app required—works in any mobile browser.
Real-time balance.
Members always know their balance with live updates after every transaction. Clear history shows every purchase and top-up.
Secure by design.
Optional PIN or biometric authentication for payments. Members control their security preferences for complete peace of mind.
One platform for every part of hospitality—bookings, payments, memberships and more.
Reservations, availability management, and scheduling in one place.
Learn more →Secure payments with Stripe, deposits, and automatic reconciliation.
Learn more →Recurring subscriptions, member benefits, and loyalty programs.
Learn more →Manage multiple locations with centralized control and reporting.
Learn more →FAQ
What is Club Pay?
Club Pay is Tiquo's integrated digital wallet and payment system designed specifically for hospitality. It allows guests to store credits, make instant payments, and enjoy seamless checkout experiences—while giving venues powerful tools to increase revenue, reduce transaction costs, and build customer loyalty.
How do guests add funds to Club Pay?
Guests can top up their Club Pay wallet via credit card, debit card, bank transfer, or Apple Pay/Google Pay. You can also offer incentives like bonus credits for larger top-ups (e.g., 'Add £100, get £110 in credits'). Credits can be auto-topped when balance falls below a threshold.
What are the benefits for my business?
Club Pay reduces card processing fees by up to 60% since credits are pre-loaded. You also benefit from improved cash flow (funds received upfront), increased customer spend (wallet users typically spend 25% more), and stronger loyalty (credits create return visits). Plus, unused credits remain on your books as a liability asset.
Can Club Pay work alongside regular payments?
Absolutely. Club Pay integrates seamlessly with all other Tiquo payment methods. Guests can choose to pay with their wallet, card, or split between them. You decide which services are eligible for Club Pay and can offer wallet-only discounts to drive adoption.
How do members access their Club Pay wallet?
Members can view their balance, transaction history, and top-up through the branded member portal, your app (via API), or at point of sale. QR code payments allow quick checkout—guests simply scan and approve. No app download required for web-based access.
Can I offer different Club Pay tiers or packages?
Yes. Create credit packages with bonus amounts, expiration dates, and usage restrictions. Offer VIP tiers with enhanced benefits, or corporate accounts with invoiced billing. Club Pay is fully configurable to match your loyalty strategy.
Is Club Pay secure?
Club Pay is built on Stripe's infrastructure and meets the highest security standards including PCI DSS compliance. All transactions are encrypted, and members can enable additional security like PIN codes or biometric authentication for payments.
1. Based on Tiquo customer data comparing wallet vs card payment transaction values.
2. Based on fee analysis for businesses processing 80%+ of transactions via Club Pay.
3. Based on visit frequency analysis for Club Pay wallet holders vs non-wallet customers.
A single platform for hotels, spas, classes, events, restaurants, and more.